A Look At The Best Knowledge Based Authentication Alternatives
What are
the best knowledge based authentication alternatives to use in your business?
This is something you may be asking yourself right now if you do not feel like
KBA is meeting your security needs. While it seems like a good method of
verifying the identity of an individual, this method has proven incredibly easy
to compromise. One of the problems with KBA is that your customers might forget
what they put down. This is especially true for security questions whose
answers can change over time.
There are
quite a number of knowledge
based authentication alternatives you
can opt for to enhance the security of your data and systems. One of them is
behavior recognition. This is a pattern that is frequently employed by credit
card agencies, and it involves using publicly available data to establish user
patterns and looking for breaks with those patterns. If a customer fails to
fall into certain habits, it should create red flags in your system. Even
though it is possible that your model is wrong or the change in behavior is due
to exigent circumstances, checking out shifts in customer behavior can be used
to warn of possible fraud.
Another
good KBA alternative to consider is phone limited access. The phone is without
doubt one thing that everybody has and tends to jealously guard. With the rise
of mobile phones as well as many services that offer number transfers, tying
customer identity to phone number is a convenient way to the verify identity of
your customers. When somebody calls in and they are using a phone number that
is linked to the account, there is a good chance that you are speaking to the correct
person. For phone limited access to be effective, it needs to be used in conjunction
with other identity verification methods to counter possible software glitches.
For more information on the knowledge based authentication
alternatives, visit our website at https://authid.ai/
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